Interest Rates To Meet Your Needs

Current Rates

Rate are accurate as of 11/23/24.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)

Account Type	Minimum Opening Balance	Minimum Balance Required to Earn APY	Annual Percentage Yield (APY)
Best Checking	$100	None	0.01%
Money Market Checking	$1,000	$0 to $999.99 $1,000 or more	0.02% 0.05%
Teen or Student Checking	$25	None	0.02%

CD Terms	Minimum to Open	Compounded	Minimum to Earn APY*	APY*	Interest Rate	Ultimate CD APY*	Ultimate CD Interest Rate
60 Months	$500	Monthly	$10	1.10%	1.09%	1.20%	1.19%
48 Months	$500	Monthly	$10	0.80%	0.80%	0.90%	0.90%
36 Months	$500	Monthly	$10	0.75%	0.75%	0.85%	0.85%
24 Months	$500	Monthly	$10	0.60%	0.60%	0.70%	0.70%
18 Months	$500	Monthly	$10	0.50%	0.50%	0.60%	0.60%
12 Months	$500	Monthly	$10	0.40%	0.40%	0.50%	0.50%
6 Months	$1,000	Simple	$10	0.15%	0.15%	N/A	N/A
91 Days	$1,000	Simple	$10	0.10%	0.10%	N/A	N/A

Rates are accurate as of 11/23/24.
Rates Subject to Change Without Notice.
APR (Annual Percentage Rate)

Loan Type	Points	Interest Rate	Annual Percentage Rate (APR)*
10-Year Fixed	3 2 1 0	4.125% 4.250% 4.375% 4.500%	4.779% 4.684% 4.591% 4.716%
15-Year Fixed	3 2 1 0	4.125% 4.250% 4.375% 4.500%	4.579% 4.552% 4.525% 4.651%
20-Year Fixed	3 2 1 0	4.125% 4.250% 4.375% 4.500%	4.479% 4.486% 4.492% 4.618%
25-Year Fixed	3 2 1 0	4.125% 4.250% 4.375% 4.500%	4.801% 4.825% 4.850% 5.101%
30-Year Fixed	3 2 1 0	4.125% 4.250% 4.375% 4.500%	4.762% 4.799% 4.837% 5.088%

* Loans Secured By Deposit Accounts. Loans against Savings Accounts and Certificates of Deposit
are made at 2% above the deposit interest rate.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest